REIJ Co., Ltd. (hereinafter referred to as "REIJ") (hereinafter referred to as "the Company") recognizes the importance of protecting the personal information of its customers, The Act on the Protection of Personal Information (Act No. 57 of 2003, including subsequent amendments. (hereinafter referred to as the "Company") recognizes the importance of protecting the personal information of its customers and will comply with the Act on the Protection of Personal Information (Act No. 57 of 2003, including subsequent amendments). (hereinafter referred to as the "Personal Information Protection Law") and other related laws and regulations. In addition to complying with the Act on the Protection of Personal Information (Act No. 57 of 2003, including subsequent amendments) and other related laws and ordinances, the Company will comply with this Personal Information Protection Policy (hereinafter referred to as the "Policy") under the supervision of the Representative Director, who is responsible for managing personal information. The Company will strive to appropriately handle and protect the personal information of customers in accordance with this Privacy Policy (hereinafter referred to as the "Policy") under the supervision of the Representative Director who is responsible for managing personal information.

Article 1. Items of Personal Information to be Obtained

We obtain the following information from our customers ("Personal Information") (hereinafter referred to as "Personal Information") from our customers.

(1) Name
(2) Date of birth
(3) Address
(4) Telephone number
(5) E-mail address
(6) Information to determine the suitability of the customer
(7) Information related to loan contracts and transactions, including contract date, loan date, loan amount, guaranteed amount, interest rate, deposit date, scheduled deposit date, number of payments, balance amount, full repayment date, delinquency, and resolution of delinquency; information related to credit, including assets, liabilities, income, expenses, credit usage history, and debt repayment status
(8) Financial institution account information
(9) Personal numbers or corporate numbers (including the personal numbers or corporate numbers that are used to identify specific individuals in administrative procedures (Act No. 27 of 2013, including subsequent amendments)). (9) Personal number or corporate number (Act on the Use, etc. of the Number to Identify Specific Individuals in Administrative Procedures (Act No. 27 of 2013, including subsequent amendments. (9) Personal number or corporate number (as defined in the Act on the Use, etc. of the Number to Identify Specific Individuals in Administrative Procedures (Act No. 27 of 2013, including subsequent amendments. (as defined in the Act on the Use of Identification Number in Administrative Procedures (Act No. 27 of 2013, including subsequent amendments))
(10) Information on transaction details and transaction history of silent partnership agreements, etc.
(11) Information you register on our website or in applications provided by us
(12) Information related to various inquiries to the Company
(13) Any other information provided by the customer to the Company

Article 2 Purpose of Use of Personal Information

We use personal information for the following purposes To provide services (real estate brokerage and consulting, real estate specified joint ventures, consulting on renewable energy assets, and management consulting) and related services (hereinafter collectively referred to as "the Services") (ii) To provide the Services (real estate brokerage, consulting, real estate specified joint venture, renewable energy asset consulting, management consulting) and related services (collectively, the "Services"), and to provide notices and other information regarding the start, renewal, and termination of the Services

(1) Credit decisions, and the preservation, management and enforcement of credit after credit has been extended
(2) Provision of personal credit information to personal credit information agencies with which we are affiliated when extending credit
(3) Conducting questionnaires, etc. concerning this service
(4) Provision of the Services and related maintenance and support
(5) Confirmation of status after use of this service
(6) Notices, sales and marketing activities by e-mail and other methods relating to other services provided by the Company and other companies
(7) Marketing, research and analysis for the purpose of improving and enhancing the quality of our services
(8) Responding to inquiries to the Company
(9) Responding to acts that violate the Company's terms and conditions regarding the Service.
(10) Notification of Changes in this Policy and Other Important Notices, etc.
(11) Any other handling reasonably necessary to perform the services provided by the Company

2 The Company will handle personal numbers within the scope necessary to achieve the following purposes of use. We will not use personal numbers for any purposes other than those permitted by the Number Law and other laws.
(1) Legal document preparation work related to financial instruments transactions
(2) Affairs related to the preparation of legal documents concerning real estate specified joint enterprises

Article 3: Change in the Purpose of Use of Personal Information

We may change the purpose of use of personal information as set forth in the preceding article to the extent that it is reasonably deemed to be related to the purpose of use prior to such change, and in the event of such change, we will notify you or publicly announce such change in a manner separately determined by us.

Article 4: Restrictions on the Use of Personal Information

We will not handle personal information beyond the scope necessary to achieve the purposes of use stipulated in Article 2 without the consent of the customer, except as permitted by the Personal Information Protection Law or other applicable laws and regulations. However, this shall not apply in the following cases

(1) When required by law
(2) When it is necessary for the protection of a person's life, body, or property and it is difficult to obtain the customer's consent
(3) When it is especially necessary for improving public health or promoting the sound growth of children and it is difficult to obtain the customer's consent
(4) When it is necessary to cooperate with a national agency, a local government, or an individual or entity entrusted by either a national agency or local government to execute affairs prescribed by law, and obtaining the customer's consent is likely to impede the execution of such affairs.

Article 5 Sensitive Information

We will not disclose to third parties any personal information that is required under Article 2, Paragraph 3 of the Act on the Protection of Personal Information, as well as information regarding political opinions, religious beliefs (religion, thoughts and beliefs), labor union membership, race, ethnicity, family origin, legal domicile, health care, sexual life, and criminal history (excluding information that falls under the category of required personal information). (2) Information regarding political opinions, religious beliefs (religion, thought, and creed), labor union membership, race, ethnicity, family origin, legal domicile, health care, sexual life, and criminal record (excluding information that falls under the category of Sensitive Personal Information). (hereinafter collectively referred to as "Sensitive Information"). The Company will use the "Guidelines Concerning the Protection of Personal Information in the Financial Sector" (hereinafter referred to as the "Financial Guidelines") established by the Financial Services Agency for the protection of Sensitive Information (hereinafter collectively referred to as "Sensitive Information"). The Company will not acquire, use, or provide to third parties sensitive information (collectively, "Sensitive Information"), except in cases falling under the exceptions set forth in Article 5 of the Financial Guidelines.

2. When we acquire, use, or provide sensitive information to third parties in accordance with Article 5 of the Financial Guidelines, we will handle it with particular care to ensure that we do not acquire, use, or provide it to third parties for reasons that deviate from the exceptions listed in Article 5 of the Financial Guidelines, 2. When we acquire, use, or provide to third parties sensitive information in accordance with Article 5 of the Financial Guidelines, we will handle it with particular care to ensure that we do not acquire, use, or provide to third parties information that deviates from the exceptions listed in Article 5 of the Financial Guidelines.

Article 6: Security Control of Personal Information

We supervise our employees as necessary and appropriate to ensure that personal information and personal numbers are safely managed against risks such as loss, destruction, falsification, and leakage of personal information and personal numbers.

Article 7 Provision to Third Parties

We will not provide personal information to third parties, except when disclosure is permitted under the Personal Information Protection Law or other laws and regulations, or in the following cases

(1) With the consent of the customer
(2) When we outsource all or part of the handling of personal information within the scope necessary to achieve the purposes of use set forth in Article 2.
(3) In the event of a merger, corporate separation, business transfer, or other succession of a business that includes personal information of customers.
(4) Cases of joint use within the following scope

Article 8 Creation and Use of Statistical Data

We will take measures to ensure that personal information obtained from customers cannot be used to identify specific individuals and that such personal information cannot be recovered, We may create statistical data pertaining to personal information. We will use such statistical data appropriately and provide it to third parties in accordance with the Personal Information Protection Law.

Article 9 Entrustment of Handling of Personal Information, etc.

We may outsource all or part of the handling of personal information obtained from our customers to a third party. In this case, we will select a contractor that is deemed to handle personal information properly, In such cases, we will select a contractor that is deemed to handle personal information properly, enter into a confidentiality agreement with such contractor that conforms to this policy in advance, and provide necessary and appropriate supervision to ensure that the personal information is properly managed by such contractor.

Article 10 Disclosure of Personal Information

When we receive a request from a customer, pursuant to the provisions of the Personal Information Protection Law, for notification of the purpose of use of personal information pertaining to the customer or for disclosure of said personal information or records of Article 25-1 and Article 26-3 of the Personal Information Protection Law pertaining to said personal information (hereinafter referred to as "records provided to a third party"), we will, upon confirmation of the customer's request, disclose said personal information to the third party. When a customer requests disclosure of his/her personal information (including the notification of the purpose of use of personal information, or the personal information or the records of Article 25-1 and Article 26-3 of the Act on the Protection of Personal Information (hereinafter referred to as "records provided to a third party")), the Company shall confirm that the request is from the customer himself/herself, (If the relevant personal information or the record of provision to a third party does not exist, we will notify the customer to that effect.) (If there is no such personal information or record of provision to a third party, we will notify the customer to that effect. However, this does not apply to cases in which we are not obligated to disclose such information under the Personal Information Protection Law or other laws and regulations. Please note that a fee (3,000 yen (tax not included) per case) will be charged for the disclosure of personal information.

Article 11 Correction of Personal Information

When we receive a request from a customer to correct, add, or delete personal information (hereinafter collectively referred to as "correction, etc.") based on the provisions of the Personal Information Protection Law due to the reason that the personal information is not true, we will make the correction, addition, or deletion in accordance with the provisions of the Personal Information Protection Law. If a customer makes a request for correction, addition, or deletion of personal information (hereinafter collectively referred to as "Correction, etc."), we will confirm that the request is made by the customer himself/herself (if the request is made by a representative, we will also confirm that the representative is an appropriate representative). If the customer requests the "correction, etc." (collectively, the "Correction, etc."), the Company will, within the scope necessary to achieve the purpose of use stipulated in Article 2, conduct the necessary investigation without delay, correct the content of the personal information based on the results, and notify the customer to that effect (if the Company decides not to make a correction, the Company will notify the customer to that effect). (If we decide not to make such corrections, we will notify the customer to that effect. However, this shall not apply in cases where the Company is not obligated to make such corrections under the Personal Information Protection Law or other laws and regulations, such as in the case of repeated requests for correction of the same or similar content without justifiable reason.

Article 12 Suspension of Use of Personal Information

We will not disclose your personal information to any third party without your prior consent on the grounds that your personal information is handled in a manner that exceeds the scope of the purpose of use that has been publicly announced in advance, that it is handled in a manner that may encourage or induce illegal or unjust acts, that it was obtained through deception or other wrongful means, or that it was obtained in spite of the absence of any of the exceptions listed in Article 5 of the Financial Guidelines. (iii) the Personal Information Protection Law requires the Company to cease use or erase (hereinafter referred to as "Cease Use, etc.") of the Personal Information for the reason that the Personal Information is handled in a manner that may promote or induce illegal or unjust acts, or that the Personal Information was obtained by deception or other wrongful means; or (iii) the Personal Information is provided to a third party without the consent of the person to whom the Personal Information pertains, (hereinafter referred to as "suspension of use, etc.") in accordance with the provisions of the Act on the Protection of Personal Information. If we find that there is a reason for such a request, we will If the request is made by the customer himself/herself (in the case of a request made by a representative, this includes confirmation that the representative is an appropriate representative), the Company shall If the request is made by a representative, we will confirm that the request is made by the customer himself/herself (in the case of a request made by a representative, including confirmation that the representative is an appropriate representative), and we will stop using or stop providing the personal information without delay and notify the customer to that effect.

(2) Leakage, loss, or damage (hereinafter referred to as "Leakage, etc.") of your personal information that is no longer necessary for us to use, or that may cause property damage due to unauthorized use of your personal information or personal information that requires special consideration, or that may cause property damage due to unauthorized use of such information. (iii) Leakage, etc. of personal information that may have been conducted for wrongful purposes, or leakage, etc. of personal information of more than 1,000 customers has occurred or is likely to occur, or for any other reason that the rights or legitimate interests of a customer may be harmed by the handling of the customer's personal information, In cases where a customer requests the suspension of use or provision of his/her personal information in accordance with the provisions of the Personal Information Protection Law, if it is found that there is a reason for such request, we will, after confirming that the request is made by the customer himself/herself (in the case of a request by a representative, including confirmation that the representative is an appropriate representative), take all necessary measures to prevent infringement of the customer's rights and interests. In the case of a request for suspension of use or provision of personal information, the Company shall, to the extent necessary to prevent infringement of the rights and interests of the customer, suspend the use or provision of the personal information without delay, and notify the customer to that effect.

(3) Notwithstanding the provisions of the preceding two paragraphs, this shall not apply in cases where the Suspension of Use or Suspension of Provision requires excessive technical work or it is difficult to carry out the Suspension of Use or Suspension of Provision, and when alternative measures to the Suspension of Use or Suspension of Provision are necessary for the protection of the rights and interests of customers. The Company will not be liable for any loss or damage arising out of the use or provision of the Personal Information.

Article 13 Use of Cookies and Other Technologies

The Service may use cookies and similar technologies ("cookies, etc."). Cookies and similar technologies ("Cookies, etc.") may be used by the Service. If you wish to disable Cookies, etc., you may do so by changing the settings on your web browser. However, if you disable cookies, etc., you may not be able to use some of the features of this service.

2 The Company will use information collected by cookies, etc., such as browsing history, action history, etc. (hereinafter referred to as "personally identifiable information") to provide information to affiliated businesses (including, but not limited to, DMP businesses and other advertising companies, research and analysis companies, media businesses, and database management companies). 2 The Company acquires information such as browsing history, action history, etc. (hereinafter referred to as "personally identifiable information") collected by cookies, etc. from partner companies (including but not limited to DMP companies, other advertising companies, research and analysis companies, media companies, database management companies, etc.). The information may be used for the purposes described in "2.

Article 14 Continuous Improvement

We will review the operational status of the handling of personal information from time to time and strive for continuous improvement, and may change this policy as necessary. In the event of any changes, the revised policy will be posted on the website of this service. However, in the case of a change in content that requires the consent of the customer under the law, We will obtain your consent in the manner prescribed by us.

Article 15 Inquiries

For requests for disclosure, correction, etc. and suspension of use, etc., as well as opinions, questions, complaints, and other inquiries regarding the handling of personal information as set forth in Articles 10 through 12, please contact us at the following address].
Contact for questions and comments regarding personal information
REIJ Co., Ltd.
10F, Kishimoto Building, 2-2-1 Marunouchi, Chiyoda-ku, Tokyo 105-0005, Japan
REIJ Co., Ltd. Personal Information Desk +81-3-6206-3437
Contact for inquiries and consultation at authorized personal information protection organizations
We are a target business (member) of the Japan Money Lenders Association, an authorized personal information protection organization accredited by the Personal Information Protection Commission, and the Association accepts applications and consultations regarding the handling of personal information by target businesses.
Japan Money Lenders Association Consultation, Complaint and Dispute Resolution Desk
Money Lending Business Consultation and Dispute Resolution Center
Phone: +81-570-051-051 WEB: https://www.j-fsa.or.jp/

Handling of Personal Information Related to Credit Services

We shall handle customers' personal information within the scope specified below in connection with credit services, and shall obtain customers' consent to such handling through application forms, contracts, and other documents.

Article 1 (Use of Personal Information)

In order to investigate the customer's ability to repay or pay, we will use personal credit information agencies of which we are a member (hereinafter referred to as "Member Agencies") and personal credit information agencies affiliated with Member Agencies (hereinafter referred to as "Associated Agencies"). We will make inquiries to the personal credit information agencies with which we are affiliated ("Member Agencies") and the personal credit information agencies affiliated with Member Agencies ("Affiliated Agencies") to investigate the customer's ability to repay or pay. If the personal information of the customer, spouse and guarantor (including the applicant and prospective guarantor) is registered If any personal information of the customer, spouse, or guarantor (including the applicant and prospective guarantor) is registered with any of the Member Agencies ("Member Agencies"), the Company will receive such personal information and use it solely for the purpose of investigating the customer's ability to repay or pay.

Article 2 (Provision to Credit Information Agencies and Affiliated Agencies)

We will provide the following personal information pertaining to customers, their spouses and guarantors to our member institutions.

(1) Information to identify the person (name, date of birth, gender, address, telephone number, place of employment, telephone number of the place of employment, symbol number of driver's license, etc.)
(2) Application information (information such as date of application and type of product applied for)
(3) Information on contract details (type of contract, contract date, loan date, contract amount, loan amount, guaranteed amount, etc.)
(4) Information on repayment status (date of payment, scheduled date of payment, balance amount, date of full payment, delinquency, elimination of delinquency, etc.)
(5) Information on transaction facts (debt collection, debt consolidation, fulfillment of guarantees, compulsory cancellation, bankruptcy petition, assignment of claims, etc.)
(6) Information pertaining to the marital relationship between the customer and his/her spouse

Article 3 (Registration of Personal Information)

The personal information specified in the preceding article will be registered by the member institutions for the period specified below.

Article 4 (Use by Partner Institutions and Member Members)

Member institutions shall provide personal information as specified in the preceding two articles to their members and to members of affiliated institutions and affiliated agencies as specified in the following article. Members of the member institutions and members of the affiliated and partner institutions shall use such personal information solely for the purpose of investigating the repayment or solvency of the borrower.

Article 5 (Names of Member Institutions and Affiliated Institutions)

Names and contact information for member and affiliated institutions are listed below. For details of each member, please refer to the following website.

Article 6 (Disclosure, etc. at Member Agencies)

Customers may file a request for disclosure, correction, etc. or suspension of use, etc. of personal information registered with a member institution in accordance with the procedures and methods prescribed by the member institution.

... and upwards
March 17, 2016 Enacted.
November 30, 2021 Revised